Our legal staff will work with you in collecting all the information needed in order to process and expedite your loan modification quickly and successfully.

  • Lower Your Payments
  • Fix Your Interest Rate
  • Reduce Loan Balance
  • Stop Foreclosure Now

Free Consultation

We received Great News today: our modification has been taken care of! I also might add that we certainly appreciate your hard work and thank you for taking our phone calls when we were most concerned and being patient with us. You have been a God send to us and again we wish to express our gratitude. Again thank you and hope you have a Very Merry Christmas. God Bless you and your family through out The New Year Oh and also a big thank you to everyone else who helped with our modification. God Bless and Merry Christmas to all.
Richard & Julia
Dec 2009

Thank you to your company for being honest. Again, thank you to your company for being honest. Did I mention how nice it is to see an honest company? Thank you! Your organization has been respectful, prompt, courteous, and professional. You have shown the patience of a saint - how many hundreds of minutes were you on hold to Ocwen? Never once, did you not answer an email promptly. Never once did we hear a sigh of exasperation in your voice (via email). Both Art and myself greatly appreciate the hours that went into our loan modification. As you know, we were taken in by a loan modification company that was a scam. We learned from that lesson and CDA Law Center proved to be above board and completed the task they set out to do with our home loan. We cannot thank you enough.
Pamela & Art

I do not know what I would have done without CDAL. They literally were my saving grace. I am so pleased with my loan modification outcome. Everyone was so attentive to my personal situation and my questions were answered immediately. They truly were compassionate and concerned about my individual situation
M. Wyatt

We received Great News today: our modification has been taken care of! I also might add that we certainly appreciate your hard work and thank you for taking our phone calls...
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What We Do for You!

  • Notify lender you are represented by Counsel
  • Complete a financial analysis of your situation
  • Prepare a case to present to your lender
  • Help you create an effective hardship letter
  • Prepare a property value report
  • Present your package to your lender
  • Negotiate a new lower payment
  • Provide a modification agreement

Recognized as a Top Trusted Firm! CDA Law Center is recognized as a Top Trusted Law firm for assistance with your home mortgage issues by well know Consumer Advocate, Columnist, and Radio personality Martin Andleman. Tune in to Martin's radio show Saturday from 11am to 11:30am PST. Stream it here.

More Information

Foreclosure and Loan Modification Predators

Consumers who are facing foreclosure have become prime targets for former or current mortgage brokers, and other “loss mitigation” or “loan M [ ... ]


Many Consider Foreclosure as Home Values Drop

You bought what you thought would be a great long term investment, and maybe you put very little money down hoping values would continue to climb.  [ ... ]


Can't Qualify For A New Mortgage

2 years ago, I decided to take out an adjustable rate mortgage on my Florida home as the Mortgage Broker convinced me this was the best financial i [ ... ]


Loan Modification Rates Soar

Recent legislation at the state and federal level as well as some recent bank takeovers by the FDIC have made loan modification application rates s [ ... ]


Tips and Tricks of a Loan Modification

Is your mortgage causing you trouble? Are you having difficulty making the payments? Has it adjusted and you cannot afford the new payment? Are you  [ ... ]


Home Finance Glossary of Terms

Accelerate - An option given to lenders through an "acceleration" clause in the mortgage or deed of trust requiring the borrower to pay the entire [ ... ]


Alternatives to Foreclosure - An Educational Guide

First and foremost its vital that you communicate regularly with your lender and understand all of your options. Whether you're about to have your  [ ... ]


Predatory Lending and You

In 2000, over 71 million Americans owned their own home, more than any time in American history. With the start of the Mortgage Lending boom in 200 [ ... ]


Common Predatory Lending Practices

These days abusive practices conducted within the mortgage lending vertical have increased drastically along with the hefty growth of the subprime  [ ... ]


Facing Foreclosure: The Right of Recission

Chances are you have tried everything possible to make your mortgage payments, but may have fallen far behind and are now facing a foreclosure sale  [ ... ]


What type of loan modification company should I hire?

Buyer beware! There are many non-qualified companies including debt settlement companies and former mortgage companies vying for your money, all cl [ ... ]


California Foreclosure Law SB 1137

The rules that govern how a lender can foreclose on a California property have changes as a result of Governor Schwarzenegger's signing Senate Bill [ ... ]


Advance Fees and Loan Modifications

Department of Real Estate commissioner Davis of California warned Mortgage Brokers and Real Estate agents about taking advance fees for loan modific [ ... ]


Hope For Homeowners: A Failure

An Industry In Denial The latest statistics released show that the banking industry has been dragging its feet when it comes to helping homeowners  [ ... ]


Here's a letter written by a real homeowner

I was watching Fox News last night and saw their free loan modification story. They made it sound so simple and enticing that I could immediately t [ ... ]


Senate Banking Committee: Failure to get a loan mod

If a member of the House Finance Committee can't get through the bueaucratic maze at these lenders, how can homeowners do this without help?  [ ... ]


Unable to stem foreclosures, Obama tries the next best thing

Although President Obama launched the Making Home Affordable program to great fanfare in March, the actual results have not been impressive. He pro [ ... ]


Folks Losing Homes Dial 1-800; No one answers

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LOS ANGELES, California (CNN) -- Megan Cavallari looks up from her stack of hundreds of faxes and documents, proof of her efforts to try to save her  [ ... ]


I HATE IT WHEN THEY TREAT ME LIKE I'M 6!

IS THIS WHAT I’M TO UNDERSTAND? By Martin Andleman You don’t need to hire anyone to help you negotiate with your bank for a loan modification. [ ... ]


Testimony Before the United States Senate on the State of Foreclosures & Loan Modifications

Just under one month ago, on July 26, 2009, Diane Thompson testified in front of the United States Senate Committee on Banking, Housing & Urban [ ... ]


How Banks View Loan Modifications

By Martin Andelman, Mandelman Matters I can’t think of any subject that has been so widely and frequently discussed and studied, over such a long [ ... ]


A Hundred Thousand Homeowners – Voices of Hope & Change

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I spend time talking with homeowners every single day. I listen to their stories day after day and it’s so painful, because I feel so helpless. M [ ... ]


TILA and RESPA Recission Ineffective in Real-World Foreclosure Defense

By Patrick Pulati When facing foreclosure, the homeowner is always confronted with the difficult task of researching information to acquaint him or  [ ... ]



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