Client Testimonial
August, 2011
May, 2011 my darling husband Jon was diagnosed with end stage Cancer. We were devastated. In June I prepared to retire so I could stay home with Jon and care for him. With the loss of my income I begin to check out loan modifications. CDA Law Center was on the internet along with others and I contacted them. Todd Jarrett answered my call and seemed to have all the answers I needed. He offered to come to our home as Jon could no longer travel. Todd visited with us and provided all the answers to questions we had. I was still hesitant as we had heard all the stories about bad modifications, the length of time, and the cost but he had impressed us enough that we requested CDA Law Center guide us through this confusing process. On July 1st I retired and Jon died in my arms on July 6. Do you hear my heart crying with that sentence? The loss of my love was bad enough but all Jon's retirement income also ceased. I called Todd and told him to forget the whole thing that I did not care if I was on the streets. Well, after I had my meltdown and family and friends picked me back up again I called Todd back and asked if his firm would still represent me. There are not the right words to describe the gentle guidance, caring attitude, professional handling of our loan modification. Todd Jarret, Stephen Phillips, and the rest of the staff that contacted me could not have been more supportive or knowledgeable of what needed to be done and how to do it. I have a granddaughter I am raising who now will have the stability of her home while she finishes high school. Nothing will ever take the place of my Jon but knowing my granddaughter is secure, that I have a home for my cats and dogs, that my children do not have to visit their mother in the streets, how do you rate something like that. I know that Jon can rest knowing his family has been so well taken care of by the people at CDA Law Firm. God Bless them all for their care of us during this very difficult time. I would recommend this firm to others without any hesitation.Jo Ann M.
What we do for you!
- Notify lender you are represented by Counsel
- Complete a financial analysis of your situation
- Prepare a case to present to your lender
- Help you create an effective hardship letter
- Prepare a REST Report to determine your NPV
- Present your package to your lender
- Negotiate a new lower payment or new terms
- Provide a modification agreement
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Recognized as a Top Trusted Firm! CDA Law Center is recognized as a Top Trusted Law firm for assistance with your home mortgage issues by well know Consumer Advocate, Columnist, and Radio personality Martin Andleman. Tune in to Martin's radio show Saturday from 11am to 11:30am PST. Stream it here. -
For all homeowners their most prized is their house and most people will put their life savings into purchasing their dream home. For some people the process of purchasing a house can be easy due to the large amount of loan programs from banks and financial institutions. However, circumstances, such as the loss of a job, can happen that can make it hard to repay the loan. However there are many different ways that you can save a home from foreclosure. The biggest way to save a home from foreclosure is to ask for a loan modification. This process will lower your monthly payments and extend the length of your repayment period.
This type of modification can be done by any loan modification company in the country. However in order to partake of this type of help it is imperative that you act on this as soon as a person feels like they will no longer be able to continue paying the mortgage payments at the current level. Once loan modification request has been filed, the loan modification company will enter into negotiations with the lending bank.
If the negotiations are successful the mortgage payments will be lowered, save a home from foreclosure by stopping any proceedings as well as prevent there from being a negative mark on your credit report. The best loan modification companies should offer a free consultation so that someone would be able to sit down with a representative of the company as this will create a good relationship between the client and the company. The company should have a loss mitigation expert that will be able to look at the client’s case and be offer up several different options. However, each state will also have different laws and procedures when a person is trying to save a home from foreclosure and these would undoubtedly be factored into the different possible solutions. With the current economy the way it is and with so many people losing their jobs on a daily basis the number of loan modification companies have ballooned, however you will need to be careful in whom you retain to help you with your loan modification. Since the number of companies is rising so rapidly so is the number of fraudulent companies as well. So remember that no matter what company you may think about using you may want to be careful while you are seeking their help. There is nothing worse than paying thousands of dollars to a company that in the end they will not help you save a home from foreclosure. However if you are looking for an experienced and trustable company you may want to turn to CDA Law Center.
This company will be able to do a complete financial analysis of your current situation and help you prepare a case and hardship letter to present to your current lender all of which may be able to help the lender see why you are need of a loan modification. Once the negotiations are complete, if they are successful, this firm will also provide a loan modification agreement. So if you need to save a home from foreclosure call this company today and see what they can do for you.