The REST Report provides homeowners to determine whether they qualify for several types of loan modifications such as the Home Affordable Modification Program (HAMP), other types of commonly issued loan modifications, and precise short sale terms acceptable for their unique loan.  The REST Report platform is a $10 million dollar, 600+ screen, enterprise level banking and Loan Disposition Analysis software product.  There is a very high probability, that it is the same platform utilized by your lender/servicer.

The REST Report also determines the likely outcome and terms that you may achieve during a modification, and also calculates the lowest price your lender/servicer would likely accept in a short sale scenario, if that is your goal.  CDALC utilizes this platform to analyze our client’s financial situation before and during your case, to help both our firm and our client determine if the outcome we are looking for is likely.  Effectively, this report allows us to "See behind the curtain" before we submit your financial package, to allow us opportunity to modify the package to improve our chances for a positive outcome. The REST Report frankly, is the key to our success in helping our clients achieve concessions from their lender/servicer.