Client Testimonial
August, 2011
May, 2011 my darling husband Jon was diagnosed with end stage Cancer. We were devastated. In June I prepared to retire so I could stay home with Jon and care for him. With the loss of my income I begin to check out loan modifications. CDA Law Center was on the internet along with others and I contacted them. Todd Jarrett answered my call and seemed to have all the answers I needed. He offered to come to our home as Jon could no longer travel. Todd visited with us and provided all the answers to questions we had. I was still hesitant as we had heard all the stories about bad modifications, the length of time, and the cost but he had impressed us enough that we requested CDA Law Center guide us through this confusing process. On July 1st I retired and Jon died in my arms on July 6. Do you hear my heart crying with that sentence? The loss of my love was bad enough but all Jon's retirement income also ceased. I called Todd and told him to forget the whole thing that I did not care if I was on the streets. Well, after I had my meltdown and family and friends picked me back up again I called Todd back and asked if his firm would still represent me. There are not the right words to describe the gentle guidance, caring attitude, professional handling of our loan modification. Todd Jarret, Stephen Phillips, and the rest of the staff that contacted me could not have been more supportive or knowledgeable of what needed to be done and how to do it. I have a granddaughter I am raising who now will have the stability of her home while she finishes high school. Nothing will ever take the place of my Jon but knowing my granddaughter is secure, that I have a home for my cats and dogs, that my children do not have to visit their mother in the streets, how do you rate something like that. I know that Jon can rest knowing his family has been so well taken care of by the people at CDA Law Firm. God Bless them all for their care of us during this very difficult time. I would recommend this firm to others without any hesitation.Jo Ann M.
What we do for you!
- Notify lender you are represented by Counsel
- Complete a financial analysis of your situation
- Prepare a case to present to your lender
- Help you create an effective hardship letter
- Prepare a REST Report to determine your NPV
- Present your package to your lender
- Negotiate a new lower payment or new terms
- Provide a modification agreement
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Recognized as a Top Trusted Firm! CDA Law Center is recognized as a Top Trusted Law firm for assistance with your home mortgage issues by well know Consumer Advocate, Columnist, and Radio personality Martin Andleman. Tune in to Martin's radio show Saturday from 11am to 11:30am PST. Stream it here. -

CDA Law Center has the expertise to get their clients the mortgage modification that will prevent the foreclosure on their home and protect their credit rating. If you are having problems meeting your house payments, don’t be tempted to just walk away. Instead, let the lawyers at CDA use their experience to pursue a mortgage modification that will make your home affordable for you. They have the experience and understanding of the predatory lending practices that allow them to navigate around the lender’s barriers to success. You will be represented by and have retained an attorney in the mortgage modification process which will help push the lender to get you the very best terms available and to take your case seriously.
There are a lot of other people in your shoes. Predatory lending practices have caused them to purchase a home that they thought would be a good investment but which turned out to be a financial burden that they couldn’t afford. Many people have found themselves with a loan balance that is much greater than the value of their home. CDA understands the mortgage modification process and they have the experience to work directly with the legal department of your lender and bypass the functionaries and loss mitigation departments whenever possible. This will help you get the relief as quickly as possible to reduce your monthly mortgage obligation and stop the foreclosure on your home.
When choosing a company to help you with mortgage modification, it is important to keep in mind that this is a fairly new industry. There are few regulations on who can claim to be mortgage modification companies and former mortgage brokers, debt settlement companies, and scam artists make claims of being attorney based, assisted or backed. These companies do not provide you with an actual attorney to represent you like those at CDA Law Center. They can’t invoke your legal rights or dispense legal advice to you when you need it the most. The result of using these companies may be a forbearance that only buys you a little more time without changing the terms of your original agreement.
With a mortgage modification, you may lower your monthly payments or fix your interest rate. In some cases where the amount of the loan exceeds the value of the home, you mar even get the loan balance reduced. Foreclosure is not an option that you should take lightly. Not only will you lose your home, it will likely be sold and anything more than the balance of the loan may go to legal fees for the foreclosure. You won’t be able to get a new mortgage for years and your credit score will be reduced by several hundred points. Don’t let your financial burden get to the point of foreclosure. Let the lawyers at CDA work towards getting you a mortgage modification so that you can afford to make your payments and keep your home and your good credit. Visit CDALawCenter.com and schedule your appointment today!
