Client Testimonial
August, 2011
May, 2011 my darling husband Jon was diagnosed with end stage Cancer. We were devastated. In June I prepared to retire so I could stay home with Jon and care for him. With the loss of my income I begin to check out loan modifications. CDA Law Center was on the internet along with others and I contacted them. Todd Jarrett answered my call and seemed to have all the answers I needed. He offered to come to our home as Jon could no longer travel. Todd visited with us and provided all the answers to questions we had. I was still hesitant as we had heard all the stories about bad modifications, the length of time, and the cost but he had impressed us enough that we requested CDA Law Center guide us through this confusing process. On July 1st I retired and Jon died in my arms on July 6. Do you hear my heart crying with that sentence? The loss of my love was bad enough but all Jon's retirement income also ceased. I called Todd and told him to forget the whole thing that I did not care if I was on the streets. Well, after I had my meltdown and family and friends picked me back up again I called Todd back and asked if his firm would still represent me. There are not the right words to describe the gentle guidance, caring attitude, professional handling of our loan modification. Todd Jarret, Stephen Phillips, and the rest of the staff that contacted me could not have been more supportive or knowledgeable of what needed to be done and how to do it. I have a granddaughter I am raising who now will have the stability of her home while she finishes high school. Nothing will ever take the place of my Jon but knowing my granddaughter is secure, that I have a home for my cats and dogs, that my children do not have to visit their mother in the streets, how do you rate something like that. I know that Jon can rest knowing his family has been so well taken care of by the people at CDA Law Firm. God Bless them all for their care of us during this very difficult time. I would recommend this firm to others without any hesitation.Jo Ann M.
What we do for you!
- Notify lender you are represented by Counsel
- Complete a financial analysis of your situation
- Prepare a case to present to your lender
- Help you create an effective hardship letter
- Prepare a REST Report to determine your NPV
- Present your package to your lender
- Negotiate a new lower payment or new terms
- Provide a modification agreement
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Recognized as a Top Trusted Firm! CDA Law Center is recognized as a Top Trusted Law firm for assistance with your home mortgage issues by well know Consumer Advocate, Columnist, and Radio personality Martin Andleman. Tune in to Martin's radio show Saturday from 11am to 11:30am PST. Stream it here. -
The CDA Law Center works like a loan modification company, only better. Whereas these companies may purport themselves to be “attorney based”, “attorney assisted”, or “attorney backed” companies, they do not actually provide an attorney to assist you. At the CDA Law Center, you will have the benefit of experienced attorneys, case managers, paralegals, analysts, and former underwriters who will work together to get you the outcome you want. They will begin by gathering your information and conducting a financial analysis to determine if you may qualify for a loan modification. A loan modification company does not have the right to invoke your legal rights or dispense legal advice to you. Unlike a loan modification company, CDA will provide you with a hands-on investigation rather than a compliance module computer generated report. You will receive a copy of every report and every violation that is found during the analysis along with a background on the laws that have been violated.
Once the information has been gathered and the analysis performed, CDA will determine if they can successfully negotiate your case with your lender and will fight on your behalf to get you the legal protection and immediate foreclosure relief you need. Unlike a loan modification company that only claims to have legal support, CDA Law Center has an investigator with more than twenty-eight years of predatory lending experience and is a recognized expert witness in these types of cases. He has thirty years as an attorney and has negotiated and resolved disputes on behalf of consumers and businesses alike. He will work with the other attorneys at CDA on every loan modification that the company takes on. They will also give you a choice as to whether you want them to perform a comprehensive analysis of your active loan documents for mortgage fraud and predatory lending violations. CDA Law Center has the experience and understanding that a loan modification company does not.
They know how to navigate around the lender’s barriers to success and they will provide you with the representation of a retained attorney in the loan modification process. They will push the lender to get you the very best terms available and make sure they take your case seriously. They know that no two cases are exactly the same and you need representation with an experienced eye to work directly with the legal department of your lender. CDA will bypass the functionaries and loss mitigation departments whenever possible so that you will get relief on your monthly mortgage payment as quickly as possible. If you are at risk of losing your home and are facing foreclosure, CDA Law Center can help you get lower payments, fix your interest rate or reduce your loan balance. Before you consider a loan modification company, contact them at 877-499-4435. They will notify your lender that you are represented by counsel, complete a financial analysis of your situation, prepare a case to present to your lender, help you create an effective hardship letter and much more. They have the legal representation you need and that a loan modification company can’t provide. Learn more at www.cdalawcenter.com.