I was Skeptical about hiring CDA because I work for the California DOJ (AG), please read:
I am very satisfied with my decision to hire the CDA Law Center to help me obtain a favorable loan modification with Chase. I am particularly grateful to Paul Young and Suzie Bryant who assisted me and worked very, very hard on my case. Like many people, my husband and I refinanced our house in 2005 when the market was booming. We agreed to a predatory loan (NegAm/Option ARM) because the interest rate was low and we thought we could easily refinance into a better loan a few years down the road. Then the housing market crashed and so did my marriage, meaning I was suddenly a single parent, the house was underwater, and I had only one income (mine) to support the mortgage payment. I was very stressed out and had many, many sleepless nights. My eighty-year old mother was so worried about me and my children, she tapped into some of her limited retirement savings to help me with the mortgage payments until I could find a more permanent solution. (Thanks Mom, SO GRATEFUL!) That’s when I turned to the CDA Law Center. At first, I was very nervous and skeptical about hiring them because I work for the California DOJ and was aware of the DOJ’s efforts to eliminate consumer fraud perpetrated by disreputable attorneys and other scam credit-counseling businesses. The CDA Law Center put all of my fears to rest. Paul and Suzie were amazing and unbelievably responsive to my questions and concerns. They quickly helped me to modify my mortgage so I could afford it based on my single-person salary. They negotiated with Chase to give me a 2% fixed interest rate, which lowered my principal, interest,taxes, and insurance by $1,146.53/month. With this monthly savings, I will be able to keep my house. Because of Paul, Suzie, and the CDA Law Center, I can sleep at night, and my children can continue to live in the only house they have ever known and attend our neighborhood schools with their friends. (Thanks Paul, Suzie, and the CDA Law Center, SO GRATEFUL!)
What we do for you!
- Notify lender you are represented by Counsel
- Complete a financial analysis of your situation
- Prepare a case to present to your lender
- Help you create an effective hardship letter
- Prepare a REST Report to determine your NPV
- Present your package to your lender
- Negotiate a new lower payment or new terms
- Provide a modification agreement
"CDA Law Center is recommended by National Homeowner Advocate Richard Zombeck of the Home Preservation Network and Huffington Post"
If you need to reach A Supervisor or Attorney during business hours to discuss a matter regarding your case, our client Ombudsman will connect you with the appropriate Department Manager or Attorney to address your concerns. We want all of our clients to be fully satisfied with the services provided by CDA Law Center. Please remember, only your lender can determine the ‘time” and “outcome” regarding their decision to offer you a loan modification, and programs change guidelines from time to time. TIME IS OF THE ESSENCE. Please get us ALL requested documents in a timely manner, and be aware that different servicers or programs may have different document requirements, and these may need to be updated if requested by your servicer. CDA Law Center cannot guarantee any specific outcome to your case, as we provide legal services designed to allow your lender to make a decision on your loan modification financial package and request.
CDA Law Center Client Ombudsman:
Visitors welcome M-F 9am to 5pm, Saturday by appointment. Appointments preferred, specifically if attorney time or a specific individual may be required to attend.
We may help you save your home before it’s too late!
Robert G. Scurrah is a California licensed attorney, California BAR #82766
All verbal representations made by CDA employees are a matter of opinion only. They are based upon our years of experience in the practical application of both government and non-government loan modification programs.. Since 2008, CDA has engaged over 100 lenders and servicers, in thousands of loan modification concessions for our Clients. CDA employees, with the exception of staff attorneys, cannot provide legal advice. If you are seeking legal advice, please ask our staff to make an appointment for you with a CDA attorney.