I was Skeptical about hiring CDA because I work for the California DOJ (AG), please read:
I am very satisfied with my decision to hire the CDA Law Center to help me obtain a favorable loan modification with Chase. I am particularly grateful to Paul Young and Suzie Bryant who assisted me and worked very, very hard on my case. Like many people, my husband and I refinanced our house in 2005 when the market was booming. We agreed to a predatory loan (NegAm/Option ARM) because the interest rate was low and we thought we could easily refinance into a better loan a few years down the road. Then the housing market crashed and so did my marriage, meaning I was suddenly a single parent, the house was underwater, and I had only one income (mine) to support the mortgage payment. I was very stressed out and had many, many sleepless nights. My eighty-year old mother was so worried about me and my children, she tapped into some of her limited retirement savings to help me with the mortgage payments until I could find a more permanent solution. (Thanks Mom, SO GRATEFUL!) That’s when I turned to the CDA Law Center. At first, I was very nervous and skeptical about hiring them because I work for the California DOJ and was aware of the DOJ’s efforts to eliminate consumer fraud perpetrated by disreputable attorneys and other scam credit-counseling businesses. The CDA Law Center put all of my fears to rest. Paul and Suzie were amazing and unbelievably responsive to my questions and concerns. They quickly helped me to modify my mortgage so I could afford it based on my single-person salary. They negotiated with Chase to give me a 2% fixed interest rate, which lowered my principal, interest,taxes, and insurance by $1,146.53/month. With this monthly savings, I will be able to keep my house. Because of Paul, Suzie, and the CDA Law Center, I can sleep at night, and my children can continue to live in the only house they have ever known and attend our neighborhood schools with their friends. (Thanks Paul, Suzie, and the CDA Law Center, SO GRATEFUL!)
What we do for you!
- Notify lender you are represented by Counsel
- Complete a financial analysis of your situation
- Prepare a case to present to your lender
- Help you create an effective hardship letter
- Prepare a REST Report to determine your NPV
- Present your package to your lender
- Negotiate a new lower payment or new terms
- Provide a modification agreement
"CDA Law Center is recommended by National Homeowner Advocate Richard Zombeck of the Home Preservation Network and Huffington Post"
Effective January 31, 2011
CDA Law Center
Miission Viejo, California
FTC Announces Final Rule effecting MARS (foreclosure prevention) providers nationwide. You now must be a licensed attorney in the state in which the property or borrower resides to collect fees for this work.
Effective now: If you live in Califonia or the property resides in California, per the FTC Final MARS rule effective January 31, 2011, only a licensed California loan modification attorney can collect fees for foreclosure prevention work. Beware of out of state “Scammers” who try and sell you loan modification services, but who are not licensed to practice law in California. Report these companies to the Federal Trade Commission (FTC), as they are in violation of Federal law. See the compliance tab for more info on both state and federal compliance issues for foreclosure prevention law firms like CDA Law Center.
If you are seeking a California loan modification attorney, be sure to do you diligence on any firm you are considering hiring. There are many loan modification attorney’s who do not actively particpate in your case or you cannot meet or speak to them about your case. At CDA Law Center ( www.cdalawcenter.com ), one of our three fine and experienced California loan modification attorney’s will prepare every letter that goes to your lender, will review all of your documents and hardship letter, and will be happy to meet or arrange a call with you at any time before or during your case at your request.
We believe reputation and an ethical code of conduct for a California loan modifcation attorney is paramount. After spending three years and saving over several thousand homes, CDA Law Center maintains an “A” rating and a “5 of 5 stars” review rating with the Better Business Bureau. We will work diligently on your case and provide consistent communication with you throughout the loan modification process until your case is resolved. If you are looking for a fully compliant California loan modification attorney, be sure to call 949-379-8001 for a free consultation to determine if your financial situation qualifies your for a loan modification. There is no obligation, and if we don’t believe you have a viable case for loan modification, we will tell you so and tell you why, and we will not take you on as a client. We will onlt take those select clients that we believe have a strong cased based upon a financial interview and an understanding of your hardship.