Our legal staff will work with you in collecting all the information needed in order to process and expedite your loan modification quickly and successfully.

  • Lower Your Payments
  • Fix Your Interest Rate
  • Reduce Loan Balance
  • Stop Foreclosure Now

Free Consultation

CDA Law Center (CDALC) is a legal center where our experienced case managers, paralegals, analysts, former underwriters, and attorneys gather your information and conduct a financial analysis to determine if you may qualify for a loan modification. During his 30 years as an attorney, Robert G. Scurrah has negotiated and resolved disputes on behalf of consumers and businesses alike. Now, he along with our other fine attorneys at CDALC attentively work on every loan modification case we take on. If you so choose, we will perform a comprehensive analysis of your active loan documents for mortgage fraud and predatory lending violations. Our investigator has over 28 years of Predatory lending experience and is a recognized expert witness in these types of cases. This is not a "compliance module" computer generated report, but a hands-on investigation where you will receive a copy of every report and violation found with a background on the laws that were violated. If we think we can successfully negotiate your case with your lender, we'll fight on your behalf to get you the legal protection and immediate foreclosure relief you need, at a fraction of what a refinance loan would cost you.

Our experience and understanding on how to navigate around the lender's barriers to success, combined with the fact you are being represented by and have retained an attorney in the loan modification process, will push the lender to get you the very best terms available and to take your case seriously. No one case is exactly the same. It requires an experienced eye and our attorney's will work directly with the legal department of your lender, bypassing the functionaries and Loss Mitigation departments whenever possible so we can get you relief as quickly on your monthly mortgage payment to help you save your home. Act with confidence you are dealing with reputable attorneys who are ethically bound to fight for your rights and who will protect your best interests. We can help you prevent foreclosure, prevent Bankruptcy, stop your rate from modifying, and lower your payments in most cases.

Loss mitigation is a relatively new industry that is not yet tightly regulated. As such, there are many former mortgage brokers, debt settlement companies, and scam artists purporting themselves to be "attorney based", "attorney assisted", or "attorney backed" companies in which you are not actually retaining an attorney to represent you. These companies do not have the right to invoke your legal rights or dispense legal advice to you. Potentially losing your home to a foreclosure is life changing event that has long term negative implications to your credit and to your ability to buy another house. Do your diligence and ask to speak to the attorney you are about to retain and make sure he is on site and part of the firm you are retaining. These companies often purport to have 100% guarantees but may only be successful in getting you a forbearance agreement without addressing the real issue, the terms of your original agreement.

We received Great News today: our modification has been taken care of! I also might add that we certainly appreciate your hard work and thank you for taking our phone calls...
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What We Do for You!

  • Notify lender you are represented by Counsel
  • Complete a financial analysis of your situation
  • Prepare a case to present to your lender
  • Help you create an effective hardship letter
  • Prepare a property value report
  • Present your package to your lender
  • Negotiate a new lower payment
  • Provide a modification agreement

Recognized as a Top Trusted Firm! CDA Law Center is recognized as a Top Trusted Law firm for assistance with your home mortgage issues by well know Consumer Advocate, Columnist, and Radio personality Martin Andleman. Tune in to Martin's radio show Saturday from 11am to 11:30am PST. Stream it here.

More Information

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Alternatives to Foreclosure - An Educational Guide

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Common Predatory Lending Practices

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What type of loan modification company should I hire?

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Advance Fees and Loan Modifications

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Hope For Homeowners: A Failure

An Industry In Denial The latest statistics released show that the banking industry has been dragging its feet when it comes to helping homeowners  [ ... ]


Here's a letter written by a real homeowner

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Senate Banking Committee: Failure to get a loan mod

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Unable to stem foreclosures, Obama tries the next best thing

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Folks Losing Homes Dial 1-800; No one answers

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I HATE IT WHEN THEY TREAT ME LIKE I'M 6!

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Testimony Before the United States Senate on the State of Foreclosures & Loan Modifications

Just under one month ago, on July 26, 2009, Diane Thompson testified in front of the United States Senate Committee on Banking, Housing & Urban [ ... ]


How Banks View Loan Modifications

By Martin Andelman, Mandelman Matters I can’t think of any subject that has been so widely and frequently discussed and studied, over such a long [ ... ]


A Hundred Thousand Homeowners – Voices of Hope & Change

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I spend time talking with homeowners every single day. I listen to their stories day after day and it’s so painful, because I feel so helpless. M [ ... ]


TILA and RESPA Recission Ineffective in Real-World Foreclosure Defense

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