CDA Law Center (CDALC) is nationally recognized as one of the top trusted firms in the country for helping consumers through their loan modification process. With over two years of experience and over 1700 successful modifications negotiated, you can be confident our experienced case managers, paralegals, analysts, former underwriters, and attorneys will work diligently on your case until resolution. We will first gather your information and conduct a financial analysis to determine if you may qualify for a loan modification, as we only will take on Clients who we believe have a reasonable chance of a successful outcome.
During his 30 years as an attorney, Robert G. Scurrah has negotiated and resolved disputes on behalf of consumers and businesses alike. Now, he along with our other fine attorneys at CDALC attentively work on every loan modification case we take on. If you so choose, we will perform a comprehensive analysis of your active loan documents for mortgage fraud and predatory lending violations. Our investigator has over 28 years of Predatory lending experience and is a recognized expert witness in these types of cases. This is not a "compliance module" computer generated report, but a hands-on investigation where you will receive a copy of every report and violation found with a background on the laws that were violated. If we think we can successfully negotiate your case with your lender, we'll fight on your behalf to get you the legal protection and immediate foreclosure relief you need, at a fraction of what a refinance loan would cost you.
Further, we also offer the R.E.S.T. Report. This is a version of the same software developed for lenders and servicers to qualify borrowers for the Federal HAMP modification program utilizing the “secret” Net Present Value formula.. If you so desire, we can run this report and determine if you qualify for the Federal HAMP modification program prior to engaging our services. We are one of only a handful of Firms in the country that can offer this report, as it was not designed to be in the hands of consumers. See the tab on this page for more information on the R.E.S.T. Report.
Our experience and understanding on how to navigate around the lender's barriers to success, combined with the fact you are being represented by an attorney in the loan modification process, will push the lender to get you the very best terms available and to take your case seriously. We have worked with all of the major lenders and servicers and understand how to navigate the often complex, and always frustrating path to a modification. No one case is exactly the same. It requires an experienced eye and our attorney's will work directly with the legal department or Loss Mitigation Department of your lender, bypassing the functionaries whenever possible so we can get you relief as quickly on your monthly mortgage payment to help you save your home. Act with confidence you are dealing with reputable attorneys who are ethically bound to fight for your rights and who will protect your best interests. We can help you prevent foreclosure, prevent Bankruptcy, stop your rate from modifying, and lower your payments in most cases.
